Cross-border payments are at the heart of the Blockchain, Web3 & Metaverse. They enable the exchange of goods and services between nations, the settlement of financial contracts between corporations across borders and the channeling of international aid. By facilitating cross-border transactions, PBT-2 is a new backbone of globalization in trade and finance on the Blockchain, Web3 & Metaverse.

Kickstarting an ecosystem of digital innovation integrated along customer journeys offering a more inclusive, transparent, and secure financial system. Its true value lies in making the everyday life of the consumer easy and frictionless. A Physical Backed Terminal (PBT-2) is a technology-driven blockchain innovation introducing cost-effective solutions to merchants pain points and more relevant than ever before. PBT-2 presents a significant opportunity for companies to create new revenue streams and improve customer experiences. PBT-2 can also be enabled for seamless connections between banks and third-party service providers through Application Programming Interfaces (APIs) to effectively build, operate, and deliver products and services that serve customer needs.

PBT-2 is Next-Gen money-moving AI technology with digital currencies and spurring operating model changes that speed organizational transformation. Business preference and necessity is driving the demand for real-time (instant) payments and the shift to foundational digital payments usage: Portable, Secure, Anyone can use it, Any Mobile device, Any Operating System, Any App or Service, Any (Crypto) Currency, Any Language, Anytime, Anywhere!

Traditional payment services lack transparency, making it difficult to track payments or to understand the details of a transaction. Traditional cross–border remittances are expensive (up to 20% fees) & slow (several days to weeks), with little transparency in tracking payments & understanding transactions, leaving the recipient waiting for much-needed funds. Remittances are a vital form of financial support for many people around the world, providing vital income for both individuals and developing economies.

PBT-2 technology is allowing instant payments, quick and easy access to funds, transfer funds globally, no need to physically transport large sums of money and to protect users from theft by governments, banks & hackers. PBTs have security codeouts and credit algorithm memory stripes integrated into their circuitry. Modifying a PBT chip is not possible and extremely difficult. To access a different account than it is coded for, is practically impossible. Because of common security countermeasures, any attempt to modify the chip activates a self–destruct program, destroying the chip.